What we help with
Pension and investment transfers
If you were advised to transfer or switch a pension or investment, for example into a new product, platform or the adviser’s own funds, and it was not right for you through higher charges, lost guarantees or no real benefit, you may have a complaint. This includes giving up a defined benefit, or final salary, pension. We do not advise you whether to transfer; we look at whether the original advice was suitable.
Does this sound familiar?
What people usually tell us
Any one of these may be worth a conversation. None of them decides anything on its own.
Being straight with you
What this is not
This is about whether the advice to move was suitable for you at the time. It is not about whether the new investment has since gone up or down.
Not everyone who asks has a complaint worth pursuing, and we would rather say so early than take on a case that goes nowhere. Many firms are also contacting affected customers and refunding them directly, for free. If that route is open to you, we will tell you to take it.
If we look at it
What helps us assess it
You do not need all of this to get in touch. If you no longer have these documents, we can usually request them from the firm on your behalf.
These are general descriptions. Whether you actually have a valid complaint depends on your own circumstances and the evidence, which we will assess with no obligation. We do not give investment, tax or legal advice.
Get an honest view, free
There is no cost and no obligation. If we do not think you have a case, or you would be better off going direct, we will tell you.
See if we can help, free and with no obligation
Please enquire and let's see how we may be able to help you.